Published since January 1996

Web Archive

Subscribe to JIBC

April 2008, vol. 13, no. 1

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

Peer Reviewed Research Papers

December 2007, vol. 12, no. 3

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

Peer Reviewed Research Papers

August 2007, vol. 12, no. 2

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

Peer Reviewed Research Papers

April 2007, vol. 12, no. 1

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

Opinion Articles

• United Kingdom The Digital Money Decade (By: David G.W. Birch, Consult Hyperion)
• Belgium SWIFT Privacy: Data Processor Becomes Data Controller (By: Edwin Jacobs, University of Leuven)
• Saudi Arabia E-Business Strategy in an Online Banking Services: A Case Study (By: Abdullah S. Al-Mudimigh, King Saud University)
• Germany Investment Capital Flows, Mexican Economics and Electronic Loan Exchange Project (By: Tomas Hes, University of IHI Zittau)

Peer Reviewed Research Papers

December 2006, vol. 11, no. 3

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

Peer Reviewed Research

August 2006, vol. 11, no. 2

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

Opinion Articles (Non-Peer Reviewed)

Peer Reviewed Research

April 2006, vol. 11, no. 1

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

Opinion Articles (Non-Peer Reviewed)

December 2005, vol. 10, no. 3

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

General and Review Articles

Research Papers

Summer 2005, vol. 10, no. 2

• From JIBC Publisher Nahum Goldmann
  
• From Editor-in-Chief Nikhil Agarwal

General and Review Articles

• Belgium EEMA: Focus on Technical and Legal Issues of e-Business in the European Union (By: Edwin JACOBS,University of Leuven)
• China Current Development Situation of E-Commerce in China (By: Alamusi, ChinaEClaw.com)
• USA B2B Marketers Integrate Precision Search to Boost Profitability and Increase Satisfaction Across the eCommerce Value Chain (By: Larry R. Harris, EasyAsk, a division of Progress Software)
• Canada Trust and Confidence and the Digital Economy: Issues and Challenges (By: Prabir K. Neogi and Arthur J. Cordell, Industry Canada)

Research Papers

• Belgium Security as a Legal Obligation: About EU Legislation Related to Security and Sarbanes Oxley in the European Union (By: Edwin JACOBS, University of Leuven)
• Belgium The Law on Electronic Medical Prescription (By: Francis de Clippele, Lawyer in Antwerp, Assistant Lecturer at the University of Antwerp)
• Canada Trust and Confidence and the Digital Economy: Issues and Challenges (By: Prabir K. Neogi, Arthur J. Cordell, Electronic Commerce Branch, Industry Canada)
• India Technical and Entrepreneurial Research Information System: An Applied e-Model for Sustainable Entrepreneurship Development (By: Dhrupad Mathur, S P Jain Institute of Management & Research, Mumbai)
• India A Framework for Evaluating e-Business Models and Productivity Analysis for Banking Sector in India (By: NVM Rao, Prakash Singh, and Neeru Maheshwari, BITS, Pilani)
• Malaysia Do Foreign Banks Lead in Internet Banking Services (By: Boon Han YEAP, Monash University Malaysia, and Kooi Guan CHEAH, Universiti Sains, Malaysia)
• Malaysia Marketing Mix: A Review of 'P' (By: Chai Lee GOI, Curtin University of Technology, Malaysia)
• Qatar E-banking Service Quality: Gaps in the Qatari Banking Industry (By: Norizan M. Kassim, University of Qatar)
• USA and Singapore A Case Study of Electronic Bill Presentment and Payment (EBPP) Integration Using the COIN Mediation Technology (By: Sajindra Jayasena, National University of Singapore, Stephane Bressan, Sloan School of Management and Stuart Madnick, Massachussets Institute of Technology)

Spring 2005, vol. 10, no. 1

• From the JIBC Publisher Nahum Goldmann
  
• From the Editor-in-Chief Gord Jenkins

Regular Contributors

• United Kingdom Phishing - what it is and how it will eventually be dealt with (By Ian Grigg, Financial Cryptographer)
• United Kingdom Identity Cards and Financial Services: How will the introduction of ID cards affect financial services providers (By David Birch, Consult Hyperion)
• Belgium Some leading academic ICT-law programmes in the European Union (By Edwin Jacobs, University of Leuven)
• Australia Ten Tax Issues Relating to Conducting Business in Cyberspace (By Dale Pinto, Curtin University)
  
• Malaysia Multimedia Banking and Technology Acceptance Theories (By P.Vijayan, Affin-ACF Finance, Vignesen Perumal, Monash University Malaysia, and Bala Shanmugam , Monash University Malaysia )
  
• Canada Entering the Internet Race: The Early Years of the Internet and Internet Commerce in Japan (By Carin Holroyd, Research Associate, Asia Pacific Foundation)
• Singapore Bridging Strong Authentication with PKI (By TAN Teik Guan, Data Security Systems Solutions PL)
• U.A.E. Internet Banking: An empirical investigation into the extent of adoption by banks and the determinants of customer satisfaction in the United Arab Emirates (By Raed Awamleh, Cedwyn Fernandes, University of Wollongong In Dubai, U.A.E.)
• South Africa Determinants of Internet and Cell Phone Banking Adoption in South Africa (By Irwin Brown, University of Cape Town, and Alemayehu Molla, IDPM, The University of Manchester)

Feature Articles

• United Kingdom Applying Standardised, Interoperable and Innovative Automated Solutions: Corporate Treasuries and the Development of Globally Connected Financial Services (By Tom Buschman, Shell International and Nikiforos S. Panourgias, London School of Economics)
• Malaysia Internet Activities among Malaysian Insurance Companies (By Ainin Sulaiman, Noor Ismawati Jaafar and Tee Chee Kiat, University of Malaya)
• Malaysia The Profiling the Internet Banking Adopter (By Kooi Guan CHEAH, Universiti Sains Malaysia, Sanmugam, A., AmBank and Soon Yin TAN, Malayan Teachers College)
• Malaysia Incorporating Electronic Business Initiatives in Health Services and Health Tourism:A Case Study of Malaysia (By Mohammad Talh and Abdullah Sallehhuddin Abdullah Salim, Multimedia University, Malaysia.)
• USA SWIFT: Can This Elephant Dance? (By Kalyan Chakravarthy Bondugula, Akash Maiti)
• Germany Multi-Channel Retailing (By Hanna Schramm-Klein and Dirk Morschett, Saarland University, Germany)
• Germany Institute for Commerce & International Marketing at the Saarland University, Germany: A Research Center in the Field of Retail Management and E-Commerce (By Joachim Zentes, Saarland University, Germany)

  ---

December 2004, vol. 9, no. 3

• From JIBC Publisher Nahum Goldmann and Editor-in-Chief Gord Jenkins

Regular Contributors

• United Kingdom Identity Cards and Financial Services: How Will the Introduction of ID Cards Affect Financial Services Providers? (By Dave Birch, Consult Hyperion)
• Malaysia Waves Of Multimedia Banking Development (By VP.Vijayan, Affin-ACF Finance, Vignesen Perumal, Monash University Malaysia, Bala Shanmugam,  Monash University Malaysia)
• Malaysia Internet Banking: Boon or Bane? (By Vignesen Perumal, Bala Shanmugam, Monash University Malaysia)
• USA The Phishing Hook: Issues and Reality (By Qinyu Liao, Ph.D. Candidate, Xin Luo, Ph.D. Student, Mississippi State University)
• India Cyber Branding: An Exploratory Study of Virtual Organizations (By Smriti Yash Verma, Nikhil Agarwal, Institute of Management Technology)
  

Feature Articles

• Belgium Electronic Invoicing: More than Just VAT Aspects (By Edwin Jacobs, University of Leuven)
• Singapore Strong(er) User Authentication (By TAN Teik Guan, CTO, Data Security Systems Solutions PL)
• Sweden End-to-End Management in ICT Managed Services (By Isto Kannisto, Director, TeliaSonera, submitted by Prof. Mattila Minna)

July 2004, vol. 9, no. 2

• Editorial Gord Jenkins, Editor-in-Chief
• From JIBC Publisher Nahum Goldmann, Publisher

Regular Contributors

• United Kingdom Phish and Chips: We're with Bill Gates -- We'll Never Fix this Problem without Smart Cards (By Dave Birch and Steve Pannifer, Consult Hyperion)
• France The Development of Electronic Money : Toward the privatization of money issue? (By Nathalie Janson, Submitted by Prof. J.M. Sahut)
• Finland Service Bundling as Pricing Strategy for Mobile Services: Scandinavian Perspective (By Munnukka Juha, Ph.D./University of Jyvaskyla & Mattila Minna, Prof./University of Jyvaskyla)

Feature Articles

• USA The Internet and Classroom Plagiarism: Detecting the Problem (By Shelley R. Tapp, Ph.D., Barbara E. Hightower, LaVelle H. Mills, Ph.D., SPHR, and R. Nicholas Gerlich, Ph.D.)
• USA The Internet and Classroom Plagiarism: Dealing with the Problem (By Shelley R. Tapp, Ph.D., Barbara E. Hightower, LaVelle H. Mills, Ph.D., SPHR, and R. Nicholas Gerlich, Ph.D.)
• USA Micropayments in Wireless M-Commerce: Issues, Security, and Trend (By Xin Luo, Ph.D. Student, Cheon-Pyo Lee, Ph.D. Student)
• USA Marketing Technologies And Practices Offer Outsourcing Providers (India) The Next Competitive Advantage (By Abel Stephen)
• Trinidad Socio-Legal Issues Affecting the Use of Digital Signatures for Secure E-commerce Transactions: A Caribbean Perspective (By Richard M. Escalante, Lecturer/ IT Officer)
• Oman Adoption and Use of Internet Banking in the Sultanate of Oman: An Exploratory Study (By Imtiyaz Al-Sabbagh, IT Director, Oman, Alemayehu Molla, IDPM, The University of Manchester)
• India Adoption of Internet Banking: An Empirical Investigation of Indian Banking Sector (By Balwinder Singh, Reader, Pooja Malhotra, Research Scholar)
• Netherlands The Customer Relations Government The quality of electronic municipal services in the Netherlands (By M. Wissink M.Sc, Dr. A.J.G.M. van Montfort, Vrije Universiteit)
• India Maneuvering Best Business Practices to Improve the Quality of E-Governance Services (By Kapil Mohan Garg, Research Fellow, Nikhil Agarwal, Assistant Professor, Arun Mohan Sherry, Professor)
  
  

Book Reviews

• Canada Paul K. Bates "Sales Force Management in the Financial Services" (book review by Nahum Goldmann)
  

February 2004, vol. 9, no. 1

• EDITORIAL Gord Jenkins, Editor-in-Chief

Regular Contributors

• Malaysia Problems And Prospects Of Internet Marketing (By Dr.Mohammad Talha, Mr. Deepak Shrivastva, Mrs.Pooja Kabra, Mr.Abdullah Sallehhuddin Abdullah Salim)
• United Kingdom WiFi Isn't A Market: It's Two (By Dave Birch)
• France Why does SSL dominate the e-payment market? (By Prof. JM Sahut, M. Galuszewska)
• Finland The Different Dimensions of Seamless Use Experience in Electronic Environment (By Anssi Mattila)

Feature Articles

• TaiWan Web site Usability Evaluation of Internet Banking in Taiwan (By Chin-Shan Wu, Fei-Fei Cheng, Hsin-Hui Lin)
• Australia Overcoming the Tyranny of 'Richness' and 'Reach' (By Dr Joshua Chang)
• Australia Web based shopping: The evolution and the global implications ?An exploratory analysis from a consumer behavioural viewpoint (By Rajeev Kamineni)
• Netherlands A suitable research methodology for analyzing online banking behaviour (By Geoffrey J. L. van Meer, W. Fred van Raaij)
• India Preventing Technology Based Bank Frauds (By V.Radha, Ved P. Gulati)
• India Strategic Framework for Marketing of Telecom Services with specific reference to IP Telephony in India (By Aditya Krishna Nanda, Dr. Deepali Singh, Prof. DP Agrawal)

November 2003, vol. 8, no. 2

• EDITORIAL Gord Jenkins, Editor-in-Chief

Regular Contributors

• MALAYSIA An Evaluation Of Internet Banking Sites In Islamic Countries (By Balachandher Krishnan Guru, Bala Shanmugam, Nafis Alam, Corrine.J.Perera,)
• United Kingdom Virtual Law -- Will real and virtual identity converge or diverge? (By Dave Birch)
• Finland CELL SAILORS - An educational program aimed at mature customers on how to use mobile services (By Minna Mattila and Anja Hrknen)
• France Enhance Internet Banking Service Quality with Quality Function Deployment Approach (By Jean-Michel SAHUT and Zuzana KUCEROVA)

Feature Articles

• USA XML: Future of E-Content Business -- The Impact of XML on Entertainment and Media Industry (By Xiaorui Hu and Yuhong Wu)
• USA Some Free - Some Fee: the Emerging Business Model for e-Content Web Sites (By Meg Murray and Ravi Narayanaswamy)
• Malaysia Role of E-Commerce in 21st Century (By Dr.Mohammad Talha and Mr.Abdullah Sallehhuddin)
• Australia Online Shopping: Advantages over the Offline Alternative (By Dr Joshua Chang)
• USA The Emergence of Interdependent E-Commerce Constructs (By Abel Stephen)
• USA Why Big Banks Must Deal In This New Name-Economy (By Naseem Javed)

June 2003, vol. 8, no. 1

• EDITORIAL Gord Jenkins, Editor-in-Chief

Regular Contributors

• UNITED KINGDOM Contactless Crazy (David Birch)
• NORDIC Factors Affecting The Adoption Of Mobile Banking Services (Dr. Minna Mattila)
• NETHERLANDS Never underestimate the importance of local culture (Graham Rhind)
• MALAYSIA Service Quality Evaluation Of Internet Banking In Malaysia (By P.Vijayan, Bala Shanmugam)
• FRANCE On-line Brokerage in Europe: Actors & Strategies (By Jean-Michel SAHUT)

Feature Articles

• INDIA Ebanking for comprehensive EDemocracy: An Indian Discernment (By Nikhil Agarwal, Ruchi Agarwal, Prasoon Sharma, A.M Sherry)
• DUBAI Internet Banking in Emergency Markets (By Dr. Raed Awamleh, Prof. John Evans, Dr. Ashraf Mahate)
• GREECE Consumer Exclusion and Social Responsibility in Marketing Decisions (By George G. Panigyrakis, Prokopis K. Theodoridis and Irini D. Rigopoulou)
• USA Big Deal Identity Theft (By Martin Nemzow)
• USA Gender Differences and E-commerce Behavior and Perceptions (By Kurt Schimmel and Jeananne Nicholls)

May 2001, vol. 6, no. 1

• Editorial (By Martin Nemzow - Editor-in-Chief)

Feature Articles

• Internet Banking Patronage: An Empirical Investigation of Malaysia (Suganthi, Balachandher and Balachandran)
  
• Internet Banking Adoption Factors in Finland (Minna Mattila, Heikki Karjaluoto,and Tapio Pento)
  
• Saudi Arabian Banks on the Web (Sajjad M. Jasimuddin)

Book Review

• Rethinking Public Key Infrastructures and Digital Certificates and Privacy (Reviewed by Martin Nemzow)

December 2000, vol. 5, no. 2

• Editorial (By Martin Nemzow - Editor-in-Chief)

Feature Articles

• Inventors, Authors and Owners of Intellectual Property (Jacob N.Erlich and Jerry Cohen)
• The Adoption of Internet Shopping by Electronic Retail Consumers in Greece: Some Preliminary Findings (Adam Vrechopoulos, George Siomkos and Georgios Doukidis)
• The End of E-Tail: Netting out Pricelines Prospects (Pierre Loewe)

June 2000, vol. 5, no. 1

• Editorial (By Martin Nemzow - Editor-in-Chief)

Feature Articles

• The E-Business Agenda (By Martin Nemzow, Chief Editor)
• How Banks Fit in an Internet Commerce Business Activities Model (By Dr. D. S. Stamoulis )
• Custom Enterprise.com (By Dr. Gaby Wiegran and Hardy Koth)
• Open Governance: The Case For Unregulated E-Commerce (By Martin Wilcock)
• Outside Equity Capital: Before and After The Internet (By Richard B. Carter, Howard E. VanAuken, and Troy J. Strader)
• Electronic Banking in Malaysia: A Note on Evolution of Services and Consumer Reactions (By Balachandher Krishnan Guru, Santha Vaithilingam, Norhazlin Ismail, and Rajendra Prasad)
• Ecommerce: In The Market or In The Marketplace? (By David G. Jones)
• The Internet Intermediary: Gateway to Internet Commerce Opportunities (By Don Chrusciel)
• Dynamic Monetary Accounting (By Martin Nemzow)
• The Evolution of Online Investment Banking (By Troy J. Strader, Richard B. Carter)

October 1999, vol. 4, no. 1

• Editorial (By Martin Nemzow - Editor-in-Chief)

From Our Contributing Editors

• AT&T vs. Iowa (Legal Commentary by Robert A. Hettinga)
• Mobile Financial Services: The internet isn't the only digital channel to consumers (By David G.W. Birch)

Feature Articles

• Ecommerce "Stickiness" for Customer Retention (By Martin Nemzow )
• Identity verification over the Internet - A new approach (By Nick Collin)
• Royal Bank: The Pursuit of a New Virtual Strategy June 24, 1999 (co-authored by the team finalists of University of New Brunswick at Saint John's 1999 Electronic Commerce Case Competition for Masters Students)
• Customer Retention in On-line Retail (By Dr. Gaby Wiegran and Hardy Koth)
• The Caring Extranet: Implementing Extranet Business Communities (By Nahum Goldmann)

Book Reviews

• Seduction of the Affluent: A Review of Don Peppers and Martha Rogers, Enterprise One to One (Reviewed by Walter A. Effross)

November 1998, vol 3, no. 3

• Editorial (By Gordon Jenkins)
• Guest Editorial (By Richard Field, Esq.)

From Our Contributing Editors

• The Electronic Commerce Challenge (By Stephanie Denny)
• Tallies & Technologies (By Dave Birch)
• "Exploring Electronic Commerce with Jerry Dwyer" (By Gerald P. Dwyer )
• The Legal Report (By Richard L. Field, Esq.)
• Performance Report - November 1998 (By Carlos Moreira )
• The Experience of the NUOVA BANCA DI CREDITO DI TRIESTE with Electronic Commerce (part 3/3) (By Miran Pecenik)
• Internet Payments: Momentum or Muddle? (By Scott Smith)

Feature Articles

• Times of London story with e-commerce implications... (By Ray Black and David Rose )
• Organizing Electronic Commerce Principles and Practical Solutions (By Eric Blot-Lefevre)
• The Internet Banking Horizon: Bleak or Bright for Community Banks? (By Jackie Cuevas)
• Strategic Implications of an Emerging Cashless Society on Non-retail Industries (By Salil Mehta)

The Best of...

• Excerpts from "INNOVATION" (By John Gehl and Susan Douglas)
• Hettinga's Best of the Month (From Robert Hettinga)
• Tasty Bits from the Technology Front (TBTF) (Your Host: Keith Dawson)
• ECARM's Best Picks For JIBC (Contributed by the Members and Supporters of ECARM)

Book Reviews

• "Kevin Kelly's Latest Brew: New Rules for the New Economy: 10 Radical Strategies for a Connected World" (Reviewed by Walter A. Effross)

Call for Particpation

• ABA Call for Participation - Electronic Commerce Working Groups

June 1998, vol 3, no. 2

• Editorial (By Gordon Jenkins)

From Our Contributing Editors

• The Wallet Connection (By Stephanie Denny)
• Purse Wars - What does the front line look like? (By Dave Birch)
• The Legal Report (By Richard L. Field, Esq.)
• E-Comm-AWARE!: E-commerce awareness program for regional communities (By Mary-Anne Goldsworthy)
• Performance Report - June 1998 (By Carlos Moreira )
• The Experience of the NUOVA BANCA DI CREDITO DI TRIESTE with Electronic Commerce (part 2/3) (By Miran Pecenik)
• Smart Cards In America: Think Globally, Act Locally (By Scott Smith)

Feature Articles

• "France struggles to implement world's first Trusted Third Party infrastructure with key escrow" (By Samuel Cadogan)
• Web Banking in USA (By Eduardo Diniz )
• Identifying Potential Customers for On-line Financial Services (By Sridhar N. Ramaswami, Troy J. Strader and Karen Brett)
• Nothing Fails Like Success: Online Growth In The Offshore World (By Arthur J. Cordell )
• Collaborating in Cyberspace: A Case Study of Computer-Mediated Communication Among 100 Scholars in 15 Countries (By Marcel Allbritton and
  Elias G. Carayannis )

The Best of...

• Excerpts from "INNOVATION" (By John Gehl and Susan Douglas)
• Hettinga's Best of the Month (From Robert Hettinga)
• Tasty Bits from the Technology Front (TBTF) (Your Host: Keith Dawson)

Book Reviews

• "Self-Defense and Common Sense in Cyberspace" Review of Daniel S. Janal's Book - Risky Business: Protect Your Business from Being Stalked (Reviewed by Walter A. Effross)

Call for Papers

• Regulation of Electronic Commerce - Administrative Law Review

January 1998, vol 3, no. 1

• Editorial (By Gordon Jenkins)

From Our Contributing Editors

• Shopping Protocols - Buying online is more than just paying (By Dave Birch)
• The Legal Report (By Richard L. Field, Esq.)
• Excerpts from "INNOVATION" (By John Gehl and Susan Douglas)
• SME e-commerce initiatives in Australia (By Mary-Anne Goldsworthy)
• Hettinga's Best of the Month (From Robert Hettinga)
• Performance Report - January 1998 (By Carlos Moreira )
• The Experience of the NUOVA BANCA DI CREDITO DI TRIESTE with Electronic Commerce (part 1/3) (By Miran Pecenik)
• Is SET Ready for Prime Time (By Scott Smith)

Feature Articles

• Gutenberg and the Digital Revolution: Will Printed Books Disappear? (By Soon-Yong Choi, Dale O. Stahl and Andrew Winston)
• Is SET Really the Answer to E-Commerce? (By Stephanie Denny)
• The Risks and Rewards of Electronic Commerce (Information technology expands business) (By Larry Irving)
• Risk Management in Third Party Bill Payment (By Cyrus K. Motlagh, JD., Ph.D.)
• Internet Banking - An Overview (By Juergen Seitz and Eberhard Stickel

Conference Notices

• Conference on Electronic Marketplace and Economics
• Financial Cryptography '98 Conference & Exhibition to Highlight FC

September 1997, vol 2, no. 4

• Editorial (By Gordon Jenkins)

Feature Articles

• Electronic Commerce: A New Economic and Policy Area (By Georges Fern?
• Securing E-Commerce: A Systematic Approach (By Anup K. Ghosh, Ph.D.)
• The Entry Barrier is Collapsing, But What Do We Do Next? (By Jianmang Li)
• Study of Consumer Interest in Cheque Imaging (By Madeleine Tausk and Carol Watson)
• Internet Banking in Australia (By Dr. M. Sathye)

Special Section of Articles related to UNCTAD Conference on Internet Security

• The UNCTAD Trade Efficiency Initiative Promotes the Development of Electronic Commerce in China (By Jianzhong Lu)
• The United Nations Secure Infrastructure for Electonic Commerce (By Carlos Moreira)
• Expert Meeting on Telecommunications
• Survey Results
• Press Release

From Our Contributing Editors

• Over the Water: The View from the UK (By David G.W. Birch)
• The Legal Report (By Rich Field)
• Innovations (By John Gehl and Suzanne Douglas)
• The View from Down Under (From Mary-Anne Goldsworthy)
• Hettinga's Best of the Month (From Robert Hettinga)
• To Push or Not to Push (By Miran Pecenik)
• Securing the Consumer (By Scott Smith)

Conference Notices

• Call for Participants, FC'98
• Proceedings from FC'97

July 1997, vol 2, no. 3

• Editorial (By Gordon Jenkins)

Feature Articles

• 2001 - Some Space for an Odyssey (By Miran Pecenik)
• The Future of Digital Cash on the Internet (By David C. Stewart)
• Signed, Sealed and Delivered: Ritual for Digital Business (By Benjamin Wright)

From Our Contributing Editors

• Over the Water: The View from the UK (By David Birch)
• Electronic Commerce and Knowledge Economics, Trust and Co-opetition in a Global Business Environment (By Elias Carayannis and Jeffrey Alexander)
• A Focus on Internet Commerce Taxation (By Mauro Cipparone)
• The Legal Report (From Rich Field)
• Smart Card Ends Plastic Proliferation (From Mary-Anne Goldsworthy)
• Hettinga's Best of the Month (From Robert Hettinga)
• The UNCTAD/ESCAP Conference on Information Technologies and Electronic Trading in the Asia-Pacific Region (By Carlos Moreira)

March 1997, vol 2, no. 2

• Editorial: The Internet and a Standard Language (By Gordon Jenkins)

Feature Articles

• Selected U.S. Legal Issues in Issuance of Electronic Money (By John D. Muller)
• The Internet Will Shake Banking's Medieval Foundations (By Claus Nehmzow)
• Taxing the Internet: The Proposal for a Bit Tax (By Arthur J. Cordell)
• The Role of Check Images in Internet Banking: An Introduction (By Madeleine Tausk)
• From Cyberbucks to Cyberpunk: Tomorrow's Electronic Commerce on Today's Mean Streets (By Walter A. Effross)
• The Internet: A Challenging Competitive Weapon for Improving Industrial Companies' Performance is Emerging (By George J. Avlonitis and Despina A. Karayani)
• Critique on the 1994 EU Report on Prepaid Cards (By Ian Grigg)
• Wholesale Finance, A Model for Electronic Commerce (By Davide Khalil)
• Data Warehousing, Electronic Commerce and Technological Learning: Successes and Failures from Government and Private Industry and Lessons Learned for 21st Century Electronic Government (By Elias G. Carayannis)

From Our Contributing Editors

• Over the Water -- The View from the UK (By Contributing Editor David G.W. Birch)
• The Consequences of Electronic Delivery Channels on The Retail Banking Industry (By Contributing Editor Mauro Cipparone)
• Excerpts from INNOVATION (from Contributing Editor John Gehl)
• Electronic Commerce for Small to Medium Sized Enterprises (From Contributing Editor Mary-Anne Goldsworthy)
• Hettinga's Best of the Month (from Contributing Editor Bob Hettinga)
• The GTPNET Phase II - Moving Contacts to Contracts (By Contributing Editor Carlos Moreira)

Case Studies

• Canada Investment and Savings Lays Groundwork for Online Bond Sales

Conference Advertising

• Purchasing on the Internet International Quality and Productivity Centre
• Symposium on the Electronic Future of Cash Washington College Law School and the American University Law Review

January 1997, vol 2, no. 1

• Editorial (By Gordon Jenkins)
• The Impact of IETF's EDI over Internet Recommendations on World-wide Electronic Commerce (By Rik Drummond)
• Internet Based Financial EDI: The Case of Bank of America and Lawrence Livermore National Laboratory Pilot (By Arie Segev, Jaana Porra, Malu Roldan)
• The Legal Report (By John A. Thomas, Contributing Editor Richard L. Field)
• Over the Water -- The View from the UK (By David G.W. Birch)
• Hettinga's Best of the Month (By Hal Finney, Contributing Editor Robert Hettinga)
• Critique on the 1994 EU Report on Prepaid Cards (By Ian Grigg)
• Internet Stock Exchange Survey (By Alan Majer)
• Electronic Commerce in Java - A glimpse at the future (By Qusay H. Mahmoud)
• How Do We Protect the Civilian Infrastructure? (By Stewart A. Baker and Paul R. Hurst)
• Untraceable Payments, Extortion, and Other Bad Things (By Tim May)
• Australian Business Online (Contributing Editor Mary-Anne Goldsworthy)
• The Bundesbank and Electronic Cash (By Christopher Kuner)
• Extranet: The "Third Wave" in the Internet Electronic Commerce (By Nahum Goldmann)
• The Unisys Internet Banking Site: A European Perspective (By Michael T. Hennigan)
• Letters and Comments

September 1996, vol 1, no. 5

• Editorial (By Gordon Jenkins)
• From the Publisher (Nahum Goldmann)
• Canada's Banks Gird for Global Change (By Steve Gesner)
• U.S. Consumer Protections Proposed for Stored-Value Cards? (By Legal Editor Richard Field)
• Hettinga's Best of the Month: A case for 2560 bit keys (By David F. Ogren)
• Telecommunications: A Key Resource for International Trade (By Carlos Moreira)
• A Bonus: Hettinga's Best of the Month: The Cypherpunk Enquirer (Anonymous)
• The Role of the Central Bank in the Growing Industry of Internet Payments (by Mauro Cipparone)
• Digits and Ones: Some Excerpts from "Innovations" (By John Gehl and Suzanne Douglas)
• Australian Business Online (Submitted by Contributing Editor Mary-Anne Goldsworthy)
• Over the Water -- The View from the UK (By David G.W. Birch)
• JIBC Sponsors WARIA Workflow Management Conference

June 1996, vol 1, no. 4

• Editorial (By Editor Gordon Jenkins)
• Signing Electronic Tax Returns with PenOp (By Benjamin Wright)
• The Availability, Access, and Utilization of Trade Information on the Internet (By Carlos Moreira)
• Hettinga's Best of the Month: Why Does the State Still Stand? (By James A. Donald)
• The Use of "Internet Money" (By Dr Supriya Singh)
• The International Diffusion of EDI (By Julio Jimenez)
• Two New Reader Services
• Italian Banks Charging Into The Internet (By Miran Pecenik)
• Australian Business Online (Contributing Editor Mary-Anne Goldsworthy)
• Poland Progresses Towards Wider EDI Implementation (By Will Keenan)
• Advertising Feature: DeLiberation Consultative Framework

April 1996, vol 1, no. 3

• The Economics of Digital Documents (by Mauro Cipparone)
• A Brief Comparison of Email Encryption Protocols (by Raph Levien)
• The Legal Report (by Richard L. Field)
• Why the GTPNet is Now the Largest Trading Network on Earth (by Carlos Moreira)
• Open Systems, Closed Systems, and Killer Apps (by Duncan Frissell, Contributing Editor Bob Hettinga)
• Column Three: Over the Water -- The View from the UK (by David G.W. Birch)
• Australian Business Online (Contributing Editor Jo-anne Fisher)
• Letters and Comments

February 1996, vol 1, no. 2

• Internet Banking Services vs. Proprietary Solutions (by Mauro Cipparone)
• Debunking Myths About Internet Commerce (by Ravi Kalakota)
• Column Two: Over the Water -- The View from the UK (by David G.W. Birch)
• Global Integration for Small and Medium Size Enterprises (by Carlos Moreira)
• EDI: A Global Presence (by Robert Schware and Paul Kimberley)
• Australian Business Goes Online (Contributing Editor Jo-anne Fisher)
• Australian Tourist Attraction Online (by Morris Jones, Contributing Editor Jo-Anne Fisher)
• That Great Invertebrate (by John Perry Barlow, Contributing Editor Bob Hettinga)

January 1996, vol 1, no. 1

• Asia-Pacific Internet Update (by Jo-anne Fisher and Graham Greenleaf)
• Internet Banking & Commerce: Security (by David Murry, submitted by Robert Hettinga)
• Innovation (by John Gehl and Suzanne Douglas)
• Over the Water -- The View from the UK (by David G.W. Birch)
• Digicash Convertibility - a look into the future (by Mauro Cipparone)
• Legal Report and lead article originally included only in email edition
• The Citibank Affair: A Purely Russian Crime? (By Nahum Goldmann)