• New Zealand Intellectual Capital: Acquisition and Maintenance: The Case of New Zealand Banks (By: Kiran Sahrawat, The Open Polytechnic of New Zealand)
• Jordan A Framework for Evaluating the Effectiveness of Information Systems at Jordan Banks: An Empirical Study (By: Ahmad Mashhour, University of Bahrain, and Zakaria Zaatreh, University of Yarmouk)
• Nigeria Optimizing the Use of Information and Communication Technology (ICT) in Nigerian Banks (By: Ayodeji Akinlolu Agboola and Rafiu Oyesola Salawu, Obafemi Awolowo University)
• Pakistan Bankers' Perceptions of Electronic Banking in Pakistan (By: Ahmad Kaleem, Lahore School of Economics, and Saima Ahmad, University of Management and Technology)
• Nigeria Improving the Response Time of Online Buyers in Nigeria: The Way Forward (By: Anu Ajayi, Adesola Aderounmu, and H. Abimbola Soriyan, Obafemi Awolowo University)
• Malaysia The End-user Computing Satisfaction (EUCS) On Computerized Accounting System (CAS): How They Perceived? (By: Azleen Ilias, Universiti Malaysia Sabah, Norazah Bte Mohd Suki,Universiti Industri Selangor, Mohd Rushdan Yasoa, Universiti Malaysia Sabah, and Mohd Zulkeflee Abd Razak, Universiti Malaysia Sabah)
• Malaysia A Review of Development and Adoption of Internet and ICT in Malaysia (By: Chai Lee GOI, Curtin University of Technology)
• Tunisia Determinants and Consequences of the Website Perceived Value (By: Ines Soltani, Sousse University, and Jamel-Eddine Gharbi, Jendouba University)
• India Wireless ATM: A Technological Framework to m-banking (By: Susmi Routray, Institute of Management Technology, A. M. Sherry, Institute of Management Technology, and B. V. R. Reddy, Guru Gobind Singh Indraprastha University)
• Pakistan Customer Acceptance of Online Banking in Developing Economies (By: Tahir Masood Qureshi, Muhammad Khaqan Zafar, and Muhammad Bashir Khan, International Islamic University Islamabad)

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