• USA The Strategies of International E-Finance under Basel II: A Complementary Assets Approach (By: Hong-Jen Lin, Brooklyn College of the City University of New York)
• Australia An Examination of Individual’s Perceived Security and Privacy of the Internet in Malaysia and the Influence of This on Their Intention to Use E-Commerce: Using An Extension of the Technology Acceptance Model (By: Muniruddeen Lallmahamood, University of South Australia)
• Malaysia ICT Adoption in Malaysian SMEs from Services Sectors: Preliminary Findings (By: Alam, S. S., MARA University of Technology, and Mst. Nilufar Ahsan, Multimedia University)
• UAE Exploring Factors Influencing the Adoption of Mobile Commerce (By: Tariq Bhatti, Zayed University)
• Spain An Analysis of Web Navigability in Spanish Internet Banking (By: Blanca Hernández-Ortega, Julio Jiménez-Martínez and Mª José Martín-De Hoyos, University of Zaragoza)
• Malaysia Mobile Devices and Communication: An Analysis (By: Geoffrey H. Tanakinjal, Hanudin Amin, Nelson Lajuni and Jetol Bolongkikit, Universiti Malaysia Sabah)
• Greece A TAM Framework to Evaluate Users’ Perception towards Online Electronic Payments (By: George Rigopoulos and Dimitrios Askounis, National Technical University of Athens)
• Thailand E-Payment Strategies of Bank Card Innovations (By: Jarunee Wonglimpiyarat, Ministry of Science and Technology, Thailand)
• Pakistan eBusiness in Pakistan: Opportunities and Threats (By: Ghulam Muhammad Kundi, Gomal University)
• Malaysia Internet Banking Adoption Among Young Intellectuals (By: Hanudin Amin, Universiti Malaysia Sabah-Labuan International Campus)

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